You have worked hard during your lifetime and deserve to have your assets upon your death.
In most cases, life insurance will:
Tax Free Death Benefit
Upon your death, a lump sum death benefit will given to the named beneficiary(ies) of your choice, tax free.
A named beneficiary will benefit confidential protection. This can be your spouse, children, grandchildren or even your charity of choice.
Avoid Probate Fees
The death proceeds will be separate from your estate, and avoid any provincial probate fees.
The death proceeds will be protected from your creditors.