You have worked hard to create sustainable income during your retirement years.  Are you prepared for a health emergency, diagnosed with critical illness such as cancer or require facilities to assist in your daily living?  All of these sudden events will cause havoc to your monthly income and possible degrade your current lifestyle.

Provides you with a pre-determined lump sum if you are diagnosed with a serious illness such as cancer, heart disease requiring surgery, heart attack or stroke. The exact illnesses covered will be listed in your policy.

Provides financial support if you who become unable to care for yourself because of a debilitating, severe or chronic illness.  Reduces the chances of your retirement income not able to support the additional expenses associated with Long Term Care.