Plan Design
Your benefits plan is unique to your organization and it is a reflection on how you value your greatest resources, your employees.
Cost Structures
Some plan cost structures include:
- Fully Insured
- Administrative Services Only (ASO)
- Budgeted ASO
- Refund Accounting
Benefits
Pooled Benefits
- Group Life | Optional Life
- Accidental Death and Dismemberment (AD&D) | Optional or Voluntary
- Dependent Life | Optional Spousal Life
- Short Term | Long Term Disability
- Critical Illness
Experienced Rated Benefits
- Extended Health Care
- Dental
Wellness Programs
- Employee Assistance Programs (EAP)
- Best Doctors
Other Benefits
- Expatriate Coverage
- OHIP Replacement